Loan Debt Cancelation*

Protect your loan in case of disability or death.

Debt Cancelation coverage is voluntary and not required in order to obtain a loan. Debt Cancelation coverage is available in single life only, joint life only (joint borrower on loan required), disability only or a life and disability coverage. Disability coverage is available only to the primary member even if joint life is selected.

Debt Cancelation coverage is underwritten by Central States of Ohio Insurance Company

Mechanical Breakdown*

Avoid Costly Repairs

Mercury's Mechanical Breakdown Protection Plans extend coverage to many mechanical and electrical components in your vehicle, depending on the coverage. Coverage is transferable if you sell your vehicle before your agreement expires, providing added resale value.

Mercury Makes it Easy for You

  • Repairs can be done at any licensed U.S. or Canadian repair facility.

  • No limit to the number of claims and no deductible.

  • All claims are handled by Mercury, not a third-party administrator, with direct payments to repair facilities.

  • Easy to Understand Coverage. All our miles are in addition to the current vehicle mileage. Simply add the covered miles to the starting odometer miles on your agreement, and you know how long you're covered.

  • Fast Quote is a true $0 deductible program - no hidden costs.

  • Fast Quote is transferable one time for a small fee.

  • Fast Quote is cancellable and has a 60-day free look period.

  • No out-of-pocket expenses for covered repairs - simply call Mercury Claims, and one of our ASE-certified claims representatives will handle the rest

Mechanical Breakdown coverage is underwritten by American Mercury Fire Insurance Company

To file a claim, call 800-654-8455. All Claims are handled directly by American Mercury Fire Insurance Company.

Guaranteed Asset Protection (GAP)*

Why Take Chances With Your Investment?

In the event that your vehicle (car, van, light truck, SUV)*** is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your insurance company pays its interpretation of the value of the vehicle at the time of loss - GAP is designed to protect members against financial loss in the event their vehicle is stolen or declared a total loss due to an insured peril.

GAP cancels the difference between the primary auto insurance carrier’s settlement and the outstanding loan balance. The outstanding loan balance is the payoff amount that is directly related to the purchase of the vehicle or the amount borrowed that is secured by the vehicle (subject to coverage limits and terms). Late payments and skip payments are not covered.

Guaranteed Asset Protection (GAP) coverage is administerd by Warranty Solutions.

* Certain restrictions and availability apply - see agreement for more details

To file a claim, call 866-648-2475. All Claims are handled directly by Warranty Solutions.